16-month CD offers up to 4.30% APY today
The highest rate on a 16-month CD is 4.30% APY today, with CD yields still elevated though easing as Fed policy holds steady in 2026.
Best CD rates today: top APY peaks at 4.15%
Best CD rates today hold at a 4.15% APY on a 14-month term from Synchrony Bank. See how much interest you could earn and compare common CD types.
CD vs. high-yield savings account: What to open in August
CD vs. high-yield savings account: How to decide this August as inflation persists and rate dynamics shift, depending on your need for certainty or flexibility.